World Elite — Comparison Chart

보험사의 사정으로 WellAway World Elite 800 상품의 판매가 중단되었음을 알려드립니다.
Benefits World Elite 450 World Elite 250 World Elite Plus
Area of Coverage Worldwide excluding Home Country Worldwide excluding Home Country Worldwide excluding Home Country
Maximum Limit Unlimited Unlimited Unlimited
Deductible In: $450 · Out: $500 (separate) In: $250 · Out: $500 (separate) In: $0 · Out: $0
Coinsurance In: 80% · Out: 50% In: 80% · Out: 50% In: 100% · Out: 50%
Out-of-Pocket Maximum In: $5,000 · Out: $5,500 In: $5,500 · Out: $5,500 In: $5,000 · Out: Unlimited
In-Network Hospitals (U.S.) 80% 80% 100%
Out-of-Network Hospitals (U.S.) 60% 60% 60%
Preventive Care (In) 100% 100% 100%
Student Health Center No Copay & Deductible No Copay & Deductible No Copay & Deductible
Office Visit (Primary/Specialist, In) $20 Copay $30 Copay $25 Copay
Urgent Care (In) $50 Copay $65 Copay $50 Copay
Hospital (Inpatient) Deductible then 80% Coinsurance Deductible then 80% Coinsurance Deductible then 100% Coinsurance
Emergency Room $200/visit (waived if admitted) $200/visit (waived if admitted) $200/visit (waived if admitted)
Medical Evacuation & Repatriation Evac up to $120,000/period · Repatriation $50,000 lifetime · Mortal Remains $25,000 Evac & Medical Repatriation: $100,000 (combined) · Mortal Remains $25,000 Evac up to $120,000/period · Repatriation $50,000 lifetime · Mortal Remains $25,000
Prescription Drugs (Retail, U.S.) Generic $15 · Preferred Brand $40 · Non-Preferred $75 · Specialty $100
Out-of-Network: Copay then 60% · International: Reimbursable per policy 		Generic $5 · Preferred Brand $50 · Non-Preferred $75 · Specialty $90
Preventive meds: 100% (per policy) · Out-of-Network/International per policy 		Generic $5 · Preferred Brand $40 · Non-Preferred $60 · Specialty $90
Out-of-Network: Copay then 60% · International: Reimbursable per policy
Pre-existing Conditions Covered Covered Covered
Annual Premiums (USD)
Relationship · Age Annual
Policyholder 17–24$1,620.60
Policyholder 25–27$2,197.30
Policyholder 28–29$3,347.05
Policyholder 30–45$7,391.25
Relationship · Age Annual
Policyholder 17–24$1,908.95
Policyholder 25–27$2,544.05
Policyholder 28–29$3,934.70
Policyholder 30–45$8,639.55
Relationship · Age Annual
Policyholder 17–24$2,460.10
Policyholder 25–27$2,832.40
Policyholder 28–29$5,135.35
Policyholder 30–45$10,271.50
견적 및 가입하기 견적 및 가입하기 견적 및 가입하기
Brochure 브로셔 다운로드 브로셔 다운로드 브로셔 다운로드
Terms & Conditions 보험 약관 다운로드 보험 약관 다운로드 보험 약관 다운로드
Notes: Benefits above are a summary only; limits, exclusions, networks, and definitions are governed by each plan’s Policy Terms & Conditions.

Elite Plans (Elite 450 · Elite 250 · Elite Plus) — 가입조건 · 취소 및 환불정책
Eligibility · Cancellation & Refunds

본 안내는 Elite 시리즈 공통 요약입니다(Royal 제외). 세부 예외·절차는 각 상품의 Policy Terms & Conditions가 우선합니다.

자세한 내용은 약관(Policy Terms & Conditions)을 참고하세요.

가입(Eligibility) 요건

  • 유효한 여권 및 F-1, M-1, J-1 등 유학생/교환방문 비자.
  • 정규(Full-time) 재학생이어야 하며 학교 요구 가입기간을 충족해야 합니다.
  • 효력 시작일 기준 입원 또는 적극적 치료 중이 아닐 것.
  • 타 보험과 중복 가입 불가.

취소 및 환불(Refund) 규정

아래 사유에 해당하고 보험기간 중 청구 이력이 없을 때만 환불 가능합니다.

  1. 학교 Waiver 승인: 승인 후 15일 이내 서면 요청과 공식 증빙 제출.
  2. 학교 승인 휴학: 승인 후 15일 이내 요청 및 증빙 제출. 잔여기간 보험료에서 $50 수수료 공제.
  3. 조기 졸업: 사전 통보와 졸업증빙 제출 시 졸업일부터 보험 종료일까지 차액 환불.

Eligibility (Elite Series)

  • Valid passport and appropriate student or exchange visa.
  • Full-time student status is required.
  • Not hospitalized or under active treatment on the effective date.
  • No overlapping insurance coverage.

Cancellation & Refunds

Refunds apply only when no claims have been filed during coverage.

  1. School Waiver Approved: Submit a written request within 15 days with official proof.
  2. School-approved Leave of Absence: Submit within 15 days. A $50 early termination fee applies.
  3. Early Graduation: Advance notice and proof of graduation are required.